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Contact Us
Credit_Score_Logo
  • Home
  • Product
  • Apply
  • Partner with us

Credit Trail ® is a financial technology company, not a bank. RatesWise Technologies, a member of Equifax Canada, provides credit reporting services. To apply for Credit Trail, you must be represented by an active registered mortgage professional and own a home. No security deposit is needed. The cost of the program you select is applied to your mortgage refinance and is advanced upon the close of your new mortgage. The money collected is in advance of monthly payments and applied to your account equally based on the term(s) selected. Timely payment history may have a positive impact on your credit score. Since this is a pre-paid program, late payments will not be applied to your account. Credit Trail will report your activities to Equifax®. Impact on your credit may vary, as credit scores are independently determined by credit bureaus based on a number of factors including the financial decisions you make with other financial services organizations.

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